yup rio is the free trial of brazil, but the renders are limited to a small size (i forgot what size) so you will also need a plugin called bigrender (google it)
its probably not your setup if you crash every race its your driving that needs working on, then when you get consistent enough setups will help. as i said earlier, posting a replay will help us find out what is making you crash every race and help
are you looking for a dds file for chrome backed lights? if you are, the Miscellaneous Addons forum would be the best place to ask but i'm not sure its possible to make them lights